A good and experienced car accident attorney can help you collect more money to care for injuries and your family. Why is it necessary to hire an attorney if you or the at-fault driver has car insurance? I will show you why: should I get an attorney after a car accident.

Insurance companies are not on your side

An car insurance policy is always a good idea. But, insurance companies exist to make money and profits. When insurance companies have to pay you a money settlement, as a car accident victim, this directly conflicts with their company mission. Insurance companies settle cases based upon their need for continuing profits. Make sure you get the full amount of money you deserve by hiring a good car accident attorney. Should I get an attorney after a car accident? YES.

Minor fractures, bruises & bumps can turn into major health issues

After a car accident you may think your injuries are relatively minor. After all, it is just a small scratch or back/neck soreness. It will go away, right? Many injuries do not reveal themselves right away or immediately. Very many injured victims start suffering from pain the next day or the next few days or sometimes a week later. So, should I get an attorney after a car accident even though I don’t feel that bad? if you hire a car accident lawyer, he will advise you to be patient and find out the true medical extent of your injuries. After time has passed, your injuries may turn out to be more serious than expected. That scratch could lead to a serious infection. Swelling can go down, revealing broken bones. That bump on the head can be a telltale sign of a concussion or brain injury.

Pain & suffering damages

Should I get an attorney after a car accident? Only a good personal injury or car accident attorney knows how to prove your pain and suffering damages. Emotional damage is real. If your case goes to court, a jury can award pain & suffering damages. A settlement offer that does not include these types of pain and suffering awards may not be complete. An attorney can comprehensively explain when pain & suffering damages apply, even if your injuries appear to be minor. Furthermore, your excellent car accident attorney is on your side, advocating for fair treatment for you in a time of crisis.

Serious injuries

If a personal injury has affected you or your family & caused serious damage, you need a good personal injury lawyer. For serious injuries, should I get an attorney after a car accident? Definitely. Injured victims are not trained to negotiate settlements and are not aware of all the pitfalls and dangers involved in dealing with insurance companies.

A car accident lawyer helps your case by negotiating effectively & ensuring you get the full amount of money justified based on your injuries. Insurance companies respect a client or victim more if they hire an experienced car accident attorney.

I have found that people who try to handle their own personal injury or car accident case, get much less money than a trained and experienced car accident lawyer. I cannot tell you how many times a potential client has come to me after settling their car accident case with the insurance company and receiving only $1,000-$2,000. They come to me because they want to cancel their settlement. Of course, they have already signed a Release, releasing the at-fault driver and his insurance company, so there is nothing that can be done. Good car accident lawyers tend to get 5-10 times more than a layperson with a lawyer.

Long term & permanent injuries

Injuries can persist for years, even permanently affecting your life and family. A good car accident attorney will assist you in determining how much money you need in settlement, to take care of medical and home expenses for the duration of your injury. Should I get an attorney after a car accident? YES. They can assist you with permanent injuries.

Medical Malpractice

Doctors, medical professionals and nursing homes aren’t perfect. Doctors make mistakes, sometimes deadly mistakes. Should I get an attorney after a car accident if the treating doctor later makes a big medical mistake? Negligent care hurts patients everyday. Wrongful deaths happen. The answer to the question: “should I get an attorney after a car accident” is clear. But, should I hire a car accident attorney to also handle a medical malpractice claim? No. In this separate situation, you need an attorney who specializes in medical malpractice cases. Being that medical malpractice is a very difficult specialty, there are attorneys who only handle medical malpractice cases. These are the attorneys you need to hire. A medical malpractice attorney can help you collect damages from the facility, medical malpractice insurance policy or other responsible medical provider.

Refusal to pay

As noted above, insurance companies or government agencies can refuse to pay a car accident victim’s medical bills and/or lost wages. Should I hire a car accident attorney to make a claim against my own car insurance? Sometimes this is necessary if your car accident involves an uninsured or underinsured driver. If you have med pay coverage, it may be necessary for your car accident attorney to make a claim or file a lawsuit against your own insurance company for refusal to pay your medical bills.

How Should Hire A Car Accident Lawyer In Fort Collins?

You should hire a car accident attorney based upon some of the following guidelines: 

  1. Specialty – Should a lawyer practice other types of law if they are representing car accident clients? An general practice attorney probably won’t be able to give you the professional expertise you need if they don’t specialize in personal injury law and car accident cases. 
  1. Experience – How many years of experience does your potential car accident attorney have? As with most businesses, experience is crucial in personal injury law.
  1. Contingency fee basis – Most people have difficulty paying a lawyer. That is ok. Car accident injury lawyers are paid on a contingent fee basis. If they don’t settle your case and collect money for you, they don’t get paid either. Personal injury attorneys charge a fee based on the final amount of money they recover for you.
  1. You must feel comfortable with your car accident lawyer – If you don’t feel like your chosen car accident lawyer is a good fit, due to experience, qualifications, etc., then you are certainly justified in saying goodbye and looking for another car accident lawyer.


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