Doug Allen is a trusted Loveland car accident lawyer with years of experience representing victims in Loveland and surrounding areas. If you’ve been injured in a car accident, don’t wait to get the help you need. You might have the right to compensation to pay for your damages.
An Overview of Loveland
Loveland is part of the Fort Collins metro area, but it has a character all its own. People across the country know the city as “The Sweetheart City,” although the exact source of the nickname isn’t known. Many people associate it with the Valentine re-mailing program that started there in the mid-1940s. The Valentine re-mailing program remains an annual event in the city. During February, the city also hosts numerous related events for its residents and visitors.
The city’s low unemployment rate, great public schools, and a wide variety of events make Loveland a popular destination for young families. It also offers easy access to both Denver and Fort Collins. Residents can enjoy the city’s hometown feel with the attractions of the big city not far away.
With some of the best restaurants in Northern Colorado, local breweries, and outdoor activities, there’s something new to try in Loveland at any time. Now that the city has increased its incorporated boundaries and embraced I-25 and U.S. 34, there is more activity than ever. That also includes an increase in driving activity on these roads. Any time there’s an increase in traffic, your risk of having an accident increases.
Causes of Car Accidents in Loveland
Car accidents can happen at any time and for any of a variety of reasons. Even a minor accident can result in serious injuries. Some of the most common causes of accidents in Loveland happen due to one of the following:
- Distracted Driving – Anything that causes the driver to take their mind off the road is a form of distracted driving. The most common type today is texting and driving. Drivers tend to overestimate their ability to keep their focus on the road while texting. If you suspect the driver who hit you was texting, contact a Loveland car accident lawyer to learn more about your rights. Colorado law forbids drivers from texting or engaging in any other distracting activity while driving. The penalties depend on several factors, including the age of the defendant.
- Driving Aggressively – People aren’t very good at waiting, especially when they are late for work, an appointment, or an event that won’t wait. Drivers who get tied up in traffic or construction work sometimes tailgate, speed, or pass other vehicles illegally. If you’re a victim of road rage in Loveland, don’t wait to contact a lawyer. You have a limited amount of time to file a claim. If you miss the deadline, you could forfeit your rights and any compensation you deserve.
- Driving Impaired – Most drivers know that driving under the influence of alcohol or drugs is illegal. What you might not know is that legal drugs can also impair drivers. Prescription drugs for pain, allergies, or other conditions can impair your judgment. That includes driving with active THC from marijuana still in your system.
- Reckless Driving – The state of Colorado considers driving with the “willful and wanton disregard for the safety of others” as a crime. Punishment for this type of class 2 misdemeanor varies from community service to jail sentences. However, a reckless driver is responsible for paying all the damages that they cause.
- Manufacturer Defect – Sometimes, neither driver is responsible for an accident. When a vehicle or automotive part is defective, the company that made it might be liable. At times, more than one person or entity is at fault. Your Loveland car accident attorney can explain your options on whom to sue and how much compensation you can request.
If you can prove that someone else caused your accident and injuries, you have the right to sue for recovery. It doesn’t matter if you are visiting from another state or you’re a Loveland resident. You have the right to seek compensation for the damages they caused.
Types of Compensation You Might Receive from Your Loveland Car Accident Claim
Sometimes, accident victims receive compensation from the insurance company without having lawyers involved. Too often, these people accept a low offer by the insurance company that doesn’t meet their needs. Insurance companies strive to pay as little as possible to accident victims, no matter how severe their injuries. Without professional legal advice, they don’t know their rights. Colorado allows you to request damages in any of the following categories that are related to the accident:
- Economic – These include the cost of your medical treatment, lost wages from work, and the cost of rehabilitation.
- Non-Economic – These are the damages you incurred that don’t have a specific price. They include pain and suffering, emotional stress, and the inability to perform activities you previously enjoyed.
- Permanent Impairment or Disfigurement – In Colorado, you can request damages for injuries that result in permanent impairment or physical disfigurement. Unlike other types of damages, these have no cap or limit as to how much you can receive. If you suffer from serious injuries, you deserve the compensation to pay for treatment for as long as you need.
Some types of injuries we at Allen Accident Law have experience handling include:
- Traumatic brain injuries
- Spinal cord injuries
- Internal injuries
- Broken bones
- Catastrophic injuries, including severe burns or amputation
- Wrongful death
If you are injured in a Loveland car accident, it doesn’t matter if you are a driver, passenger, pedestrian, or bicyclist. If the other driver is at fault, you have the right to compensation for your damages.
If you decide to handle your claim by yourself, you could get far less than you deserve. Contact a Loveland car accident lawyer with a history of winning results for their clients.
Why You Need Us to Handle Your Loveland Car Accident Claim
Insurance companies are notorious for using various tactics to prevent paying injured victims. One of the worst mistakes you can make is signing a settlement agreement with the insurance company before talking to us.
Doug Allen worked for insurance companies for seven years. He knows first-hand how they operate to make money for the company. No one knows more about negotiating a fair settlement for you than Allen Accident Law. Call Doug directly at (970) 364-6830 or use the contact form on our website if you need more information.